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Cashless payment in euros is about to become a whole lot easier.
If you’ve not heard of the Single Euro Payments Area, you soon will. The name might be a mouthful, but SEPA is set to be a game-changer for cross-border payments.
The International Day of Family Remittances (IDFR) is celebrated every year on 16 June.
A family remittance is the money sent by migrant workers to support their families and loved ones back home.
According to the International Organization for Migration (IOM) there are 258 million international migrants globally (or 3.4% of the global population) who live outside their countries of birth.
With 12 billion cards on the planet it is difficult to escape plastic as it has become one of the ubiquitous means of payment in the modern world.
Convenience, speed of processing and universal acceptance all make cards the first choice when it comes to buying stuff, paying for goods and services and now transferring money overseas as well. Card to card money transfers have been around for a few years and this initiative was pioneered by Visa and MasterCard which both have invested massive amounts of money into their cross-border money transfer infrastructure.
As we travel more, for work and for leisure, sending money abroad is a very common aspect of our daily lives. Whether you are sending money home to your family or making a payment to a company for a product or service, there are many reasons for us to send money abroad. But for something that seems so simple, why has it always been such a challenge for us for such a long time?
Why is it such a pain to send money overseas? Whether its paperwork to fill out or multiples strings of numbers, for example, SWIFT, BIC, Sort Code, Account Number, Security Number, Mobile Banking Number, the list is endless. Why do things have to be so tricky?
