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If you regularly send money abroad and haven’t made a digital transfer before, you’re missing out.

Sending money online from your smartphone, tablet or laptop makes international transfers really simple. Millions of people around the world have ditched traditional methods like high-street banks, money transfer locations and post offices in favour of online transfers.

Nowadays, you can do nearly everything using your smartphone. It’s a shopping trolley, map, stereo, cinema and wallet all in one!

Here at Paysend, we love smartphones because they help our customers to send money to their friends and family with incredible ease. Just a few years ago, it was impossible to make an international transfer without travelling to a bank or money transfer outlet, waiting in a queue, and paying money to the cashier to send abroad.

If you’re an expat who has sent money abroad in the past, then you’ve probably seen the term IBAN. If you aren’t sure what this is, it’s simply an International Bank Account Number which is a code that helps banks to identify your bank account internationally if you want to move your money between different countries.

Canada is home to over a million people from China - in Vancouver alone 20% of the population now identifies as Chinese.

If you’re a Chinese expat living in Canada and you need to send money home to friends and family, you’ll want to find the cheapest way to send money from Canada to China. This is because money transfers are often sent with high commission charges, hidden fees and poor exchange rates.