How to Send Money to Thailand with Just a Card Number
Big changes are underway in Thailand’s banking system — and they’re making it even faster and simpler to send money to Thailand with just a card number!
As of 12 May 2025, thanks to the country’s adoption of the ISO 20022 framework, you can now transfer money to Thailand in real time using just the recipient’s debit card number — no bank account needed. Whether you’re supporting family in Bangkok, covering costs in Chiang Mai or paying for services in Phuket, this upgrade makes everything smoother.
Which Thai banks can receive card transfers?
Paysend now supports card number (PAN) transfers to debit cards from these major banks:
| Bank Code | Bank Name | Transaction Limit |
|---|---|---|
| 002 | Bangkok Bank (BBL) | Up to THB 1,999,999 |
| 004 | Kasikorn Bank (KBANK) | Up to THB 499,999 |
| 006 | Krungthai Bank (KTB) | Up to THB 1,999,999 |
| 014 | Siam Commercial Bank (SCB) | Up to THB 1,999,999 |
| 022 | CIMB Thai Bank (CIMB) | Up to THB 1,999,999 |
| 025 | Bank of Ayudhya (BAY) | Up to THB 499,999 |
| 069 | Kiatnakin Bank (KKP) | Up to THB 499,999 |
Bangkok Bank is especially popular among recipients, and with Paysend, transfers to Bangkok Bank debit cards are processed instantly – with no need for full bank details.
Curious about the Bangkok Bank dollar rate or how it compares to others? Paysend always shows you the real-time Bangkok Bank FX rates (and others) before you send, so you know exactly what your recipient will get in Thai baht.
How to send money to Thailand with just a card number
You don’t need account numbers, SWIFT codes or bank names. If your recipient has a debit card from one of the banks listed above, just follow these steps:
- Log into your Paysend account
- Choose Thailand as your recipient’s country
- Enter the recipient’s 16-digit debit card number
- Enter the amount you'd like to send
- Confirm and hit send
- That’s it. Your money is usually delivered in under one minute. Delivery time may vary depending on the bank card you choose.
Why this matters: Benefits of the ISO 20022 upgrade
- Real-time credit: Most transfers arrive within seconds
- Send with just a card number: No account details or paperwork
- High-value support: Send up to THB 2 million to Bangkok Bank, SCB, KTB or CIMB
- FX optimisation: Streamlined exchange for better control over THB flows
- 7-day customer support: We’re here to help, every day of the week
Frequently Asked Questions
Do I need a bank account number to send money?
No – when sending to a bank card, you’ll only need the recipient’s debit card number from one of the seven supported Thai banks.
Is this method safe?
Yes. Paysend uses bank-grade encryption and is fully regulated for safe, secure money transfers.
How fast is the transfer?
Funds are usually delivered in under a minute. Some banks may take slightly longer depending on internal processing.
What is the maximum I can send?
Up to THB 2,000,000 for Bangkok Bank, SCB, KTB and CIMB. Other supported banks currently allow up to THB 499,999.
Will more banks be added in the future?
Yes. As more Thai banks complete their ISO 20022 integration, we’ll add them to our list and update the app accordingly.
Can I check the exchange rate before sending?
Yes – you’ll always see the real-time Bangkok Bank FX rate (and others) in the app before confirming your transfer.
Start sending today
Whether you're supporting loved ones, paying tuition, or covering monthly costs, sending money to Thailand is now faster and easier than ever. Just a card number, and your transfer’s on its way – no waiting, no hassle.
Eng soʻnggi xabarlar
Big changes are underway in Thailand’s banking system — and they’re making it even faster and simpler to send money to Thailand with just a card number!
As of 12 May 2025, thanks to the country’s adoption of the ISO 20022 framework, you can now transfer money to Thailand in real time using just the recipient’s debit card number — no bank account needed. Whether you’re supporting family in Bangkok, covering costs in Chiang Mai or paying for services in Phuket, this upgrade makes everything smoother.
June 12th marks the annual celebration of Philippine Independence Day, a proud moment in the nation’s history when Filipinos commemorate their hard-fought freedom from centuries of Spanish colonial rule. It’s a day of patriotic pride, reflection, and unity, observed both within the country and by Filipino communities around the globe.