How to send money from the US to India

With a population of over 1.3 billion people, India is a thriving hub with a diverse workforce helping to power the global economy.
There are about 2.7 million Indian immigrants currently living in the US, making up 1.2% of the country’s population. Many of these expats are still an important resource for their families living in India as they often send money home so that their loved ones can buy food, pay for the medical care they need and more.
Indian expats need a fast, secure and affordable way to send money home to their friends and family. Therefore, we put together a list of options available to help you make a better decision for transferring money internationally.
How can I send money to India?
Money transfer options can be split into two main categories: online or offline.
Traditional offline methods for sending money may be a better option for people who are not confident using technology. However, this method may take more time due to having to commute to a bank branch or remittance outlet and wait in a line to speak to a cashier.
If you’re comfortable using a smartphone or laptop, then you may want to consider sending money digitally using an online transfer service. This method may save you time and money as online transfers help avoid high commissions and waiting around for a bank to process the payment.
How can I send money from the US to India with Paysend?
Paysend offers a fast, affordable and easy way to send money online to India. All you have to do is download the clear and simple Paysend app, sign up, and in just a few taps you can cheaply and quickly send money to a loved one’s Indian bank account or via UPI payments.
But don’t just take our word for it. Check out our Truspilot page to discover what our 3.5 million customers think of Paysend and why nearly 90% have given us 5 stars!
How much does it cost to send money to India?
With our low and transparent transfer fee, you can send money from the US to India for just $2. Meaning you can transfer even more money home to your loved ones!
We also use competitive exchange rates, which means money transfers to India made with Paysend may be more affordable than other methods. You can find out exactly how much INR your recipient in India will receive by visiting this link: Money Transfers from USA to India.
How long does it take to transfer money to India?
Most of our transfers arrive in India in close to real-time of being sent, although it can take up to 3 business days depending on your recipient’s bank processing time. You may also read about how to easily transfer money to India online!
Download the Paysend app* from the the App Store or Google Play to start sending money to India today.
*Standard data rates from your wireless service provider may apply.
Latest Posts

Behind every smooth international transaction is powerful infrastructure. With Paysend Embed, licensed institutions, fintechs, and digital platforms can integrate instant, compliant payouts into their apps, bringing their users closer to a truly borderless experience.
As part of Paysend’s mission to build the world’s largest digital payment network, Embed helps partners break barriers in cross-border money movement. It’s designed for teams that want to stay in control of their user experience, while Paysend powers the secure, compliant movement of funds behind the scenes.

As businesses expand internationally, managing global payments efficiently becomes a defining challenge. Collecting, converting, and disbursing funds across markets often involves multiple systems, delays, and high costs. Paysend’s Instant Settlement Accounts simplify this process, giving enterprises a single, multi-currency account that connects directly to our global payout network.
Designed to address the main pain points in cross-border money transfer, Instant Settlement Accounts help institutions manage liquidity, reduce FX risk, and access over 100 payout markets instantly. It’s part of Paysend’s mission to build the world’s largest digital payment network, empowering partners to move money globally with control, transparency, and precision.