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Which currencies support holding and spending money?

Last updated: 27 July 2026

You can hold up to 13 currencies in your multi-currency account: GBP, EUR, USD, CNY, CZK, PLN, DKK, HUF, NOK, SEK, CHF, RON, and BGN.

However, there are a limited number of currencies you can use to top up your account: GBP, EUR, CZK, and PLN. Depending on your country of registration∗, you may also use your local base currency to make top-ups:

  • CountryBase currency
  • United Kingdom — GBP
  • Bulgaria — BGN
  • Czech Republic — CZK
  • Denmark — DKK
  • Hungary — HUF
  • Norway — NOK
  • Romania — RON
  • Sweden — SEK

For all other registration countries, the base currency is EUR.

The top-up methods will depend on the chosen top-up currency. Once you top up your account in one of the supported top-up currencies, you will be able to convert the money to any other available currency.

∗The country of registration is assigned automatically, based on the phone number you used when signing up with Paysend.